After denying a woman the extension she needs to keep her home, loan officer Christine Brown (Alison Lohman) sees her once-promising life take a startling turn for the worse. Christine is convinced she's been cursed by a Gypsy, but her boyfriend (Justin Long) is skeptical. Now, her only hope seems to lie in a psychic (Dileep Rao) who claims he can help her lift the curse and keep her soul from being dragged straight to hell.